Income Foreign Banks in Indonesia Makin Shine
PT. Bank Mutiara Tbk (BCIC) is optimistic that the company is able to obtain third party funding (TPF) until the end of this year amounted to Rp 12.95 trillion. To boost these deposits, the company will release savings product prizes as well as releasing a debit card.
Director of Bank Mutiara Benny Purnomo explained the company is already preparing the infrastructure of debit card services. "For the launch, is still waiting for approval of Bank Indonesia, which is expected to come out in 1-2 months," said Benny in Jakarta.
According to Benny, debit card service innovation is the company's effort in pushing performance to achieve targets as per business plan.
In addition, the debit card is a particular banking service innovation funding side, to encourage an increase in non-interest income (fee-based income).
By the end of the year, the company targets the acquisition of fee-based income reached Rp120 billion. This was in line with management strategies that focus work Mutiara Bank retail banking.
Later, said Benny, the debit card will work with the banking network operator PT Rintis Welfare (ATM Prima) that can be used at EDC in 70 000 170 000 merchants (restaurants, cafes, shopping centers and other).
Previously, since April 2012, Pearl Bank ATM card can be used at ATMs Prima 34 000 and 17 thousand Shared ATM networks. Until last June 2012, the company has managed to increase the share of low-cost funds with the release of Saving Pearl Prize.
During the two months since its launch, saving the print 500 new accounts with a total fund of Rp 40 billion by the end of July 2012. These savings have term placements as well as the minimum value of savings varies. The surplus, customers are free to choose gifts according to the value of savings and term placements.
"The savings that we have launched the Pearl Prize received positive appreciation from the community. Evidently, the portion of low-cost funds have also increased. Till the end of July 2012, out of a total of 50 thousand depositors accounts, about 20 thousand accounts in savings products. Meanwhile, Demand Deposits and Bank Mutiara each have 25 thousand and 5 thousand accounts, "said Benny.
According to Benny, the high number of depositors is a testament to the increasingly high public confidence in the health and business performance of Bank Mutiara. Benny optimistic gadget prizes savings products and the launch of debit cards to boost third-party funding (TPF), which this year is expected to reach Rp 12.95 trillion.
"In the future, Bank Mutiara will increase the value-added banking services by providing internet banking and mobile banking," he added.
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